Rules

FREECREDITREPORT.COM
"COVER SONG VIDEO" CONTEST
OFFICIAL RULES

  1. ELIGIBILITY: "COVER SONG VIDEO" YouTube Video Contest ("Contest") is only open to legal residents of the United States, who are at least 18 years of age or older at time of entry. Void where prohibited or restricted by law. Employees of Experian, ConsumerInfo.com, Inc., Grand Central Marketing, Inc., YouTube, and their respective parent companies, affiliates, subsidiaries, participating vendors and sponsors, promotion or advertising agencies, or any other company involved with the design, production, execution or distribution of the Contest (all of the above, together with Sponsor, collectively referred to as "Promotion Entities"), and the employee's immediate family members (parent, child, sibling, and spouse), regardless of where they live, and the employee's Household Members, are ineligible to enter. "Household Member" shall mean people who share the same residence at least three (3) months per year (whether related or not). All federal, state, and local laws and regulations apply.
  2. HOW TO ENTER: No purchase necessary. Contest begins at 12:01 AM Pacific Time ("PST") on 9/29/08 and ends at 11:59 PM PST on 10/31/08 ("Contest Period"). Entrants have the opportunity to produce and submit via YouTube only an original music video using the lyrics of one of Sponsor's freecreditreport.com songs. The winning videos will be selected by public voting and by a panel of qualified judges based on the criteria set forth below. To enter: During the Contest Period, visit www.youtube.com/freecreditreport, click on YouTube "COVER SONG VIDEO" contest banner, and login to your existing YouTube account or create a YouTube Account. Creating an account is free. Follow the links and instructions to make your entry and submit your original music video using the lyrics of one of Sponsor's freecreditreport.com songs (the "Video Submission"). Entrant does not necessarily have to be the central focus of the video submission. Original documentaries, animations, dramatic compositions, monologues and montages are all accepted. Feel free to be creative as long as the submission meets the requirements below and elsewhere in these Official Rules.
    • Video Submission Requirements:
      1. Entrants must have an active YouTube account to enter. Your personal information is subject to the privacy policies posted on YouTube at http://www.youtube.com/t/privacy and at Freecreditreport.com at http://www.freecreditreport.com/Message.aspx?PageTypeID=Privacy&WT.svl=privacy&SiteVersionID=739&SiteID=100133&sc=668645&bcd=.
      2. Entrants can view Sponsor's videos and listen to Sponsor's songs at FreeCreditReportBand.com. Each Video Submission must use the complete lyrics, without change, of one of Sponsor's songs.
      3. Entrants must own all rights, including copyright and performance rights, to their Video Submission, and must hold all necessary releases concerning the contents of the Video Submission. If other persons are shown in the Video Submission, entrant may be required to provide signed releases from such persons or, if under 18 years old, from the parent or legal guardian of such persons. In consideration of entering the Video Submission in the Contest, each entrant irrevocably licenses these rights to the Promotion Entities, and winners irrevocably assign these rights to the Promotion Entities.
      4. Each Video Submission must comply with video requirements located at http://www.youtube.com/t/howto_makevideo
      5. Each Video Submission must not exceed 1 minute in length.
      6. Each Video Submission must not exceed 50 MB in size.
      7. Each Video Submission must comply with the YouTube Terms of Service located at http://youtube.com/t/terms
      8. During the submission process, each entrant will be required to click where indicated to confirm that such entrant agrees to be bound by these Official Rules.
      9. Any Video Submission that includes content that is indecent, obscene, offensive, not suitable for a general audience, outside the intent of the Contest, contains material for which licenses are required, or does not comply with the YouTube Terms of Service located at http://youtube.com/t/terms or these Official Rules as determined by Sponsor in its sole discretion will be disqualified from the Contest and may be removed from YouTube.
      10. By entering, entrants represent and warrant that their Video Submissions are their own original creations and do not infringe any other person's or entity's rights, and that they and any other person appearing in their Video Submission release any and all claims concerning use, performance, modification and distribution of the Video Submission and their likenesses, statements or performances.

Each entrant may submit one (1) entry only during the Contest Period. No joint submissions. One (1) entrant per YouTube account and per email address. In the event of any dispute concerning the identity of the entrant, the entry will be deemed made by the authorized account holder for the applicable internet service. Any attempt by any entrant to submit more than one (1) entry by using multiple/different accounts or email addresses, identities, registrations, or any other methods may void and disqualify all submissions entered by that entrant, at the sole discretion of Sponsor. Entries (including Video Submissions) will be screened for eligibility and compliance with requirements; incomplete, ineligible or non-complying entries will be disqualified. The Promotion Entities are not responsible for late, lost, stolen, misdirected, incomplete, invalid, unintelligible, or misdirected entries, which are void. Sponsor will not acknowledge receipt of entries.

  1. PUBLIC VOTING CRITERIA: During the Contest Period, all or fewer than all Video Submissions may be posted on a daily rotation for public voting for the Video Submission showing the Performers Having the Most Fun on the YouTube.com/freecreditreport web site and possibly other web sites to be determined at the sole discretion of Sponsor. Each day during the Contest Period, anyone that has or opens an active YouTube account may vote for the Video Submissions showing the Performers Having the Most Fun a maximum of ten (10) times but may not exceed one (1) vote per Video Submission. Votes in excess of stated maximum per voting day by a single person may be disqualified. At the close of the Contest Period, the ten (10) eligible Video Submissions with the highest number of public votes for the Video Submission showing the Performers Having the Most Fun will be determined and presented to a panel of qualified Judges to apply the additional Judging Criteria listed below.
  2. SELECTION OF WINNERS: The panel of qualified Judges will evaluate the ten (10) Video Submissions selected as described above based on the following additional Judging Criteria: Content Related to Sponsor (40%), Creativity (40%) and Suitability for Promotional Use (20%). The judges will be employees of Promotion Parties who are knowledgeable about developing promotional campaigns. Final judging will be conducted on or about 12/1/08. The decisions of the judges are final. In the event of a tie, Video Submissions with the highest points in the Content as Related to Sponsor category will win; if there is another tie, Video Submissions with the highest points in the Creativity category will win.
  3. PRIZES: ONE (1) GRAND PRIZE: $15,000.00 Cash. ONE (1) FIRST PRIZE: $5,000.00 Cash. ONE (1) SECOND PRIZE: $2,500.00 Cash. Prizes are non-transferable. No substitution will be made except as provided herein at the Sponsor's sole discretion. Sponsor reserves the right to substitute any listed prize or prize component for one of equal or greater value if a designated prize or component should become unavailable for any reason. Approximate Retail Value of all prizes: $22,500.00. Potential winners will be notified by email and must respond within three (3) days by phone or email, or will be disqualified and Sponsor may select an alternate winner in the same manner. Potential winners may be required to sign and return an Affidavit of Eligibility, Liability Release, Publicity Release and Assignment of Rights within twenty-one (21) days of the initial notification date or potential winner will be disqualified and Sponsor may select alternate winners in the same manner. Prizes cannot be used or redeemed in conjunction with any other promotion or offer. No substitutions or transfer of prizes permitted. If any winner is unable to accept a prize for any reason whatsoever, or if any prize or prize notification is returned as undeliverable, that potential winner may be disqualified and Sponsor may select an alternate winner from the remaining pool of eligible entries in the same manner. Taxes and any other expenses and incidentals not mentioned herein are each winner's sole responsibility. Sponsor may require winners to provide Social Security numbers for tax reporting purposes. By entering, entrants agree to abide by and be bound by these Official Rules.
  4. CONDITIONS: By participating and/or submitting an entry or accepting any prize, you represent and warrant that your Video Submission (a) does not violate or infringe any copyright, trademark or other proprietary, contractual, privacy or publicity right of any person or entity, and its use in any manner by Sponsor and its affiliates and agents will not incur any obligation to pay any party and (b) the footage being submitted is real and accurate. You hereby irrevocably license all such rights to the Promotion Entities in all media throughout the world in perpetuity. Each winner assigns his/her Video Submission, and all words, images, concepts or ideas contained or embodied therein, to Sponsor which become the sole property of Sponsor. Sponsor reserves the right to edit the content of each Video Submission as it sees fit and to identify you as the source of your submission. By submitting the Video Submissions and licensing or assigning your rights, entrants grant Sponsor and its affiliates and agents permission to use the Video Submissions for any purpose and in any media whatsoever, worldwide, without further compensation to entrants. Selected videos may be posted on Sponsor's and/or YouTube's website at any time, if deemed appropriate by Sponsor and at Sponsor's sole discretion. Acceptance of any prize constitutes consent to use of winner's name, likeness, statements, and biographical data for advertising/publicity purposes in any medium without additional compensation, except where prohibited by law. Entrants hereby release and hold harmless each of the Promotion Entities and their officers, directors, employees, agents, and representatives from any and all claims, demands, losses and liabilities arising out of this Contest, or use, performance, modification and distribution of the Video Submission or any likeness, statement or performance, or use or misuse of the prize awarded hereunder. Sponsor assumes no liability or responsibility for damages, losses or injury resulting from this Contest or the acceptance or use of any prize. All entrants further agree that in the event of any third party claims, damages, losses or injuries or death arising from or relating to this Contest, or any use, performance, modification and distribution of the Video Submission or any likeness, statement or performance, or the winner's use of any prize, entrant will indemnify and hold harmless each of the Promotion Entities and their officers, directors, employees, agents, and representatives from any and all such claims, including the attorneys' fees related thereto. Entrant is responsible for all on-line charges incurred with any Internet service provider and/or wireless carrier. Sponsor is not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures or any telephone network, computer equipment, software, inability to access any Website or on-line service, or any other error or malfunction, or late, lost, incomplete, illegible or misdirected entries. No mechanical reproduction of entries accepted. Mass entries, or entries generated by a script, macro or use of automated devices will be disqualified. Entry materials that have been tampered with or altered are void. If the judges determine, in their sole discretion, that there is any suspected or actual tampering with the Contest or if technical difficulties compromise the integrity of the Contest, the judges reserve the right to void the entries at issue and/or terminate or modify the Contest using all eligible entries received as of the termination date. If the Contest is terminated due to tampering or technical difficulties prior to its expiration date, notice will be posted at www.freecreditreportband.com and www.youtube.com/freecreditreport. Any attempt to deliberately damage the content or operation of this Contest is unlawful and subject to legal action. All decisions of Sponsor are final and binding.
  5. WINNER'S LIST: For a copy of these Official Rules or a list of the winners, send a separate, self-addressed, stamped envelope to: "COVER SONG VIDEO Winners List", 111 E. 12th Street, 2nd Floor, New York, NY 10003 by 2/1/09. Specify whether you would like a copy of these Official Rules or the winners' list. Vermont residents may omit return postage. Winners will also be posted on www.freecreditreportband.com on or about 1/1/09 or when all winners have been verified and confirmed.
  6. SPONSOR: ConsumerInfo.com, Inc., an Experian company, PO Box 19729, Irvine, CA 92623-9729.
  7. ADMINISTRATOR: Grand Central Marketing, Inc., 111 E. 12th Street, 2nd Floor, New York, NY